We so often wish we had better lives, that things would work out better for us. Why do we have so many things going wrong in our lives and it never seems to change. We work hard and diligently but it’s always the same day in, day out.

Part of making a change in our lives is to realise our part in how it turns out. We can blame a myriad of things. My parents are to blame for how I turned out, I was abused, I am justified in my actions because everyone else does the same, or no one cares. Too much competition. People taking advantage of my kindness and need to help others. You name it. We come up with so many excuses for what is wrong with our lives.

But has it ever occurred to anyone that maybe, we brought this all on ourselves. And I can hear you all objecting as I type, hey, I was one of those who said I didn’t ask for this, it’s not my fault. And it isn’t all our fault. Circumstances lead to a particular outcome and outside influences do affect what happens. But we make choices and decisions every day that affect what happens in our lives. And our thoughts and self beliefs have a profound affect on what we choose or decide to do.

I will try to put a different perspective on this, in the hope I can get my point across.

How many times have you hear this saying? What you put out to the universe comes back to you” Or variants of this same sentiment.

It’s true.

If you believe you are going to fail, you will and all your actions and decisions will gear you towards that outcome. And often we don’t even realise we have these beliefs about ourselves.

For years I believed I was worthless and had the thought that as long as I was useful and worked hard, and kept my head down and not made trouble I had value. But once my health and age slowed me down and I wasn’t able to do what I used to, I thought it was my time to die  because I had outlived my usefulness. What I didn’t realise was our usefulness, for want of a better word, changes throughout life. And life has a funny way of showing you how wrong you can be and letting you know when something isn’t working for you.

How many of you have debt and not matter what you seem to do, it just never seems to get sorted or paid off? Have you been known to take out more debt to pay for car repairs, or to make payments on the debts you already have? Do you just make the minimum payments and do you have redraw facilities on loans and mortgages? And how many of you use this redraw facility when things go pear-shaped and you can’t pay your rent or bills. Please understand that taking out more debt to pay for life’s expenses and to cover other debts is senseless, you just dig yourself in deeper, and this adds more stress to your already stressful financial situation.

How many of you have said, “I’ll just earn more money or take a second job”. But you soon find you are no better off than you were before.

Have any of you thought about looking at why you got into debt in the first place?

Why did you need to have that $20,000 car when you could have easily done just as well with a $10,000 car? Did you really need to go on that overseas holiday you needed to borrow $5,000 for? Or did you really need to buy that new dress for that party or did you already have some really great dresses sitting in your wardrobe that would have done just fine. And it’s not just the women. Did you really need to get that top of range Drill when you only ever go into your man shed once in a while and that new drill is just sitting in it’s box collecting dust because you only manage to use it a couple of times a year.

Do you see where I am going here?

I remember years ago I had to have this $150 pair of Italian handmade leather shoes. Spent weeks paying them off via a layaway plan. I could have paid two weeks rent with that money. And you know what, I never wore them, because as I realised they weren’t that comfortable, so they sat in my closet for about 10 years until I gave them away to charity.

We make a choice to spend money we don’t have in order to feel like we are part of something. We get ourselves into situations that we really don’t consider fully before we make a decision. And that is why we find ourselves in situations like being in so much debt we don’t know how to get out.

It is the same with life’s little ups and downs.

We need to begin to look at how we think and what we believe about ourselves and consider the consequences more fully before we makes choices.

In my next blog I will look more closely at why we think as we do and make the choices and decisions we do. Why we make mistakes and can’t seem to understand why things happen as they do. So till next time.

 

 

 

 

 

 

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